Can I Purchase Flood Insurance if I Rent?

Not everyone wants to become a homeowner, and many people prefer to rent for their own personal reasons. If you’re a renter, you’ve probably got a great renter’s insurance policy since it can provide coverage for you and your belongings in the same way homeowner’s insurance protects homeowners. However, you might be wondering if you should purchase flood insurance and if you’re allowed to as a renter. Here is an overview that answers this common question. 

Anyone Can Purchase Flood Insurance

There are no restrictions regarding who can purchase a flood insurance policy, so as a renter, if you feel you want extra coverage, you’re allowed to purchase a flood insurance policy. Flood insurance is typically affordable, and most people who purchase this type of insurance must eventually file a claim, making every cent they pay for the coverage worth it. 

Flooding is Unpredictable in Pearland, TX

Pearland, TX is surrounded by some major bodies of water, making it more susceptible to flooding. Since flooding is so unpredictable in this area, purchasing a flood insurance policy is a brilliant idea. If your rental property is damaged by flooding, the homeowner’s insurance will pay for repairs, but replacement of your damaged or destroyed property will not be covered. This is why flood insurance is an excellent idea for anyone, whether they own or rent. 

So, if you’re a Pearland, TX, renter and want to purchase flood insurance, contact us at Barry Insurance Group. We provide various types of insurance, and we’re ready to give you a quote and invite you to become part of the Barry Insurance Group family. Call us at your earliest convenience so we can provide you with a quote and get you started if that’s what you decide to do. 

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