Your home insurance covers you if someone slips and falls on your property and attempts to sue you. Here at Barry Insurance Group, serving the greater Pearland, TX, we want to help you prepare in case something like this happens to you. Here is what you need to know about notifying your home insurance if someone slips and falls on your property.
What Should You Do After Someone Slips and Falls on Your Property?
If someone has slipped and fallen on your property, you should first help the injured party. If they need medical attention, call for help. Once you have ensured that their injuries are tended to, be sure to take pictures of the accident scene. Document why they fell, what the conditions were, and any other relevant information. This can be important, especially if you feel that there was not something related to your property that caused them to trip and fall.
When Should You Notify Your Homeowners Insurance Company if Someone Slips and Falls on Your Property?
You should notify your homeowner’s insurance company as soon as you realize the party is injured and seeking medical attention for their injuries. Many people wait to notify their insurance company until the other party asks for insurance information or lets the other party know they are using them. This does not give the insurance company much time to obtain evidence and seek information about the accident. Letting them know early on can help with their discovery process.
Having the right homeowner’s insurance coverage can protect you from the unexpected, such as someone slipping and falling on your property and becoming injured. If you are looking for a new homeowner’s insurance policy in the greater Pearland, TX area, let Barry Insurance Group help you find the best policy for your needs. Contact us today to get started.