Worker’s Compensation Coverage: Get the Facts

Posted on December 31, 2025December 9, 2025 by admin

When you own a company, it’s your responsibility to purchase commercial insurance, including workers’ compensation if you have employees. Many company owners find they appreciate the professional guidance of an experienced insurance agent. If your company is in or near Pearland, TX, our team at Barry Insurance Group will take the time to help you find the right policy for your operations.

Facts About Workers’ Compensation

Workers’ compensation insurance will pay the medical expenses of employees injured on the job. Workers’ comp pays a part of the employees’ lost wages during the time they are medically unable to perform the duties of their job. If an employee dies due to their injuries, the benefits also cover their burial expenses and payment to their family.

However, there are some circumstances where workers’ comp doesn’t provide coverage. For example, if an employee is injured while intoxicated, the benefits will not be paid. Or, if an employee is injured at work but for personal reasons not related to work, the won’t be covered.

Call Us for an Appointment

Commercial insurance typically means choosing more than property and liability insurance policies, but you may be unsure which other types of policies you need. Our team at the Barry Insurance Group will explain other available options Companies in the Pearland, TX area, including workers’ comp. Call us for an appointment. We’re currently serving Pearland, TX.

What Your Homeowners Liability Insurance Covers

Posted on November 28, 2025November 12, 2025 by admin

Your homeowners liability insurance protects against accidents and property damage. Delve further into what this type of insurance safeguards against. The information will help prepare you for when it is time to file an insurance claim.

Residential Accidents

An accident that occurs on your land or in your home could result in physical injury. Broken glass, a steep staircase, or loose terrain all pose a risk to anyone who spends time on your property. If a guest is unintentionally harmed, they may need to seek medical care.

The medical bills and loss of wages could be considerable. If the individual decides to sue you, you will be liable for the damages. Your liability insurance may handle some or all the costs associated with the damage.

Property Damage

Another person’s vehicle or personal property could become damaged while they are a guest at your home.

If damage occurs, they may decide to file a lawsuit. If you are found responsible for the damage, you may be ordered to pay to repair or replace the item that was damaged. Your homeowners liability insurance can help.

Insurance Claims

Insurance claims require an inspection and filing. The inspection determines the severity of the injury or damage. The filing process will determine if the claim is valid.

Consult an Independent Insurance Agent

Would you like to learn more about the home liability insurance coverage you have? Consult with one of our Barry Insurance Group representatives. They will review your current homeowners policy and answer any questions you have. We’re currently serving the Pearland, TX, area.

What Control of Well Insurance Means for Pearland, TX, Energy Providers

Posted on October 31, 2025October 20, 2025 by admin

Pearland, TX, is home to various energy production companies that rely on the use of oil and gas to conduct their businesses.

Learn what control of well insurance is and if your company needs it in the introductory guide to control of well insurance from Barry Insurance Group, serving Pearland, TX.

What Is Control of Well Insurance?

Control of well insurance is a special form of insurance that financially protects policyholders from incidents that happen at drilling sites or wells. If drilling results in a blowout where the flow of oil or gas can become uncontrollable, the costs of stopping the flow can be extremely high.

Specialized insurance helps policyholders regain control of wells by shouldering some of the costs related to stopping the flow of oil or gas from wells, cleaning up spills, and related expenses. Companies unprepared to cover the steep costs of these expenses can quickly find themselves going under.

Control of well insurance can cover:

Regaining control of a damaged or blown-out well
Well cleanup and pollution control
Drill and equipment damage
Loss of production hours
Emergency response

Do You Need Control of Well Insurance?

The best way to find out if you need control of well insurance is to discuss the needs of your business with an insurance expert. A trusted control of well insurance professional can explain available coverages, offer you a customized quote, and help you start or upgrade your control of well insurance policy.

Don’t wait until it’s too late and you see your hard-earned profits going out the window. Be proactive by contacting a control of well insurance agent at Barry Insurance Group, serving Pearland, TX, and learn how to protect your business investment.

Autumn Rainfall and Rising Waters: Preparing Your Pearland Home With Flood Insurance

Posted on September 30, 2025September 17, 2025 by admin

Every year, it’s the same story. Autumn in Pearland, TX isn’t just cooler evenings and falling leaves. It’s also the season when heavy rains swell creeks, push bayous past their edges, and turn quiet neighborhoods into flood zones overnight.

For homeowners, the risks rise just as fast as the water. If you’re relying only on standard homeowners insurance, you may discover too late that the flood damage destroying your living room isn’t covered at all.

Why Autumn Flooding Hits Pearland Hard

The good news is that flooding in Pearland is predictable. The city sits at the crossroads of Gulf moisture and Texas storm pressure. Autumn brings frequent rainfall, saturated ground, and drainage systems that often back up quickly.

Even if your home is outside designated flood zones, you may still face exposure when the water has nowhere else to go. A single storm cell parked overhead can turn streets into rivers, and the damage it causes to your home can be devastating.

Where Flood Insurance Fits In

No one can predict exactly when floods will hit, and that’s okay. Flood insurance isn’t about predicting disaster; it’s about preparing for what’s inevitable. Unlike homeowners’ insurance, which excludes flooding, flood insurance covers the damage rising water can cause to your home and belongings. That difference matters, especially in Pearland, where flooding isn’t rare; it’s part of the seasonal rhythm.

At Barry Insurance Group, we work with you to identify the real flood risks tied to your location and property. It’s not just about proximity to water. Soil saturation, elevation, and drainage capacity all play a role, and your policy should reflect those realities.

Protect Your Home Before the Water Rises

Don’t wait until it’s too late. The time to review your flood insurance isn’t after the first autumn storm—it’s before the season begins. Once the rain starts, coverage gaps are already too late to close.

Barry Insurance Group helps Pearland, TX, homeowners secure flood insurance strategies that match the rising risks of autumn rainfall. Contact us today and prepare your home before the waters rise.

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HOW CAN WE HELP YOU?

Barry Insurance Group

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281-464-3384!

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