Barry Insurance Group offers coverage to the Pearland, TX community. We strive to meet the needs of our clients through offering services built on ethics and integrity. We understand that every one of our clients is different. That’s why we take the time to advise them and help them make the right decision.

Common Flood Insurance Myths To Avoid

As a Pearland, TX resident, flood insurance is important. Texas is prone to flooding due to severe weather. You never know when rising waters from a hurricane can cause serious damage. Flood insurance can help you protect your property if a disaster arises. All of your personal items are covered if they suffer flood damage. While you are researching different policies, avoid these common flood insurance myths.

I Can Rely On My Home Insurance Policy

This is incorrect. Your home insurance policy does cover your property if it suffers some water damage. However, flood insurance is the only way to protect your property if it suffers flood damage.

Coverage Isn’t Necessary Because Of My Location.

Even if you don’t stay in an area where there is an extremely high-risk of flooding, at some point, severe weather may move into the area. You want to avoid being left unprotected when you need it most. That’s why flood insurance is so important.

I Should Find Coverage Right When Storms Move Into The Area

This is a potentially serious mistake. Keep in mind that your flood insurance policy will likely contain a grace period. If you wait until it’s too late to find coverage, you may be left unprotected when severe weather moves into the area. You are responsible for any flood damage to your property that occurs before your policy starts. Research flood insurance coverage long before inclement weather moves into the area.

Barry Insurance Group Will Help You Protect Your Assets

Visit our website today to learn more information about renters insurance.

If your Pearland, TX home isn’t located in a flood zone, you may be wondering if flood insurance is for you. After all, your home is protected with home insurance. Unfortunately, home insurance doesn’t cover flood damage. Besides, it’s estimated that as many as 25% of flood claims across the country are from people living outside a flood zone. This puts you at risk of flood disasters. Flood insurance is a preventative means of protecting your property. Here’s how a flood policy from Barry Insurance Group can protect you.

Home Protection

Our flood policies offer protection for your home and belongings through separate plans. Dwelling coverage compensates you for damage to your home’s foundation, roof, walls, carpeting, stairways, built-in structures, and built-in appliances. You can purchase coverage for up to $250,000 to repair or rebuild your home if it’s destroyed in a flood disaster.

Contents Protection

Contents coverage compensates you for the actual cash value of your belongings ranging from designer clothes to furniture, electronics, artwork, sports gear, and other personal effects up to a limit of $100,000. 

When people think of flooding, they often picture water rising to the 2^nd level of their home, causing catastrophic damage. Even a few inches of floodwater can ruin a house or destroy your belongings. As floods can occur quickly and without prior warning, the smart thing to do is protect your property in advance by purchasing flood insurance.

Affordable Cost

Fortunately, flood coverage is doable for most homeowners in the Pearland, TX area, especially if you live outside a flood zone. By tailoring your flood coverage to your specific needs, you can get maximum flood protection at affordable premium costs.

To purchase a flood policy for your Pearland, TX home, contact an agent from Barry Insurance Group.