One of the most important financial decisions you’ll make is how to provide for your family after you pass away. Many people find that purchasing life insurance is a reliable way to ensure their loved ones are cared for. If you live near Pearland, TX, the Barry Insurance Group invites you to learn more about the benefits of life insurance. We’ve been proudly serving clients like you since 2004.

Is Optional Term Life Insurance Right for You?

There are several types of life insurance to consider. If you have a life insurance policy through your employer, you may be limited in when you can make changes to your coverage. For example, during your company’s summer enrollment period, you might be considering an optional term life insurance policy. According to ERS, optional term life insurance is designed to increase the payout available to your family during your working years.

ERS further explains that these policies are particularly beneficial if you pass away while still working, as opposed to after retirement. While basic life insurance policies provide a death benefit, optional term life insurance offers a higher benefit during the years when your family’s financial circumstances would be most impacted.

Call Us Today for Your Appointment

If you’re unsure whether term life insurance is the right choice for you, our team at the Barry Insurance Group is here to help. We have the expertise to help you select the best insurance options tailored to your needs. Clients in the Pearland, TX, area trust us for excellent support and customer service. Contact us today to schedule an appointment, and let’s discuss your insurance needs.