Why You Need Flood Insurance Even Outside of a Floodzone

Flooding often occurs suddenly and unexpectedly. If you live in a flood zone or an area prone to flooding, purchasing flood insurance is essential. Even if you don’t live in a flood zone, skipping flood insurance could be a costly mistake.

Before making a decision, consult with the team at Barry Insurance Group. We specialize in helping residents in Pearland, TX, find the flood insurance coverage they need.

Not All Floods Happen in Flood Zones

Approximately 25% of all flooding events occur outside designated flood zones. While flood zones are more prone to flooding, it can happen anywhere. Without flood insurance, you could face significant financial risks.

Standard home insurance policies typically do not cover flooding caused by external sources, such as a creek overflowing and flooding your home. The damage from such events can be extensive, often requiring thousands of dollars for water removal, repairs, and mold remediation.

To protect your home from these types of losses, consider purchasing a comprehensive flood insurance policy. Even if your area has never experienced flooding, having coverage can provide peace of mind. Additionally, if you’re not in a high-risk zone, the cost of flood insurance is often minimal. On the other hand, if you live in a high-risk area, not having proper coverage can be both expensive and risky.

Let Us Help You Find the Coverage That Matches Your Risk

If you’re considering flood insurance in Pearland, TX, schedule a consultation with our team at Barry Insurance Group. We’ll help you find the right coverage for your needs.