Your primary residence is likely where you spend most of your time, and it may require a more comprehensive insurance policy than a vacation home or other types of temporary residences.

Insuring Valuables in Your Residence

Your primary home is likely where you keep your valuables. Items of value, such as those in a safe, high-priced heirlooms, artwork, and other expensive items, should be included in your home insurance policy.

A home insurance policy can offer protection against a variety of incidents. A home insurance policy may cover theft, vandalism, and damage caused by a natural disaster. If any of these incidents occur, the insurance coverage may pay for the repair or replacement of insured valuables.

Protecting Construction Materials

The materials your home is constructed from could become damaged by high winds, flooding, and other weather-related events. Insuring these materials can prevent unexpected expenses directly tied to a natural disaster.

Insurance coverage can be used to protect roofing materials, floorboards, and other structural components used in building a home.

Liability Coverage for Incidents

Your primary residence may occasionally be used to entertain guests. An injury or damage could occur to another person while they are in your home or on your property.

Liability insurance coverage protects a homeowner from legal expenses. If an individual is injured or their personal property is damaged, the cost of remedying the situation may be covered by liability insurance.

The Barry Insurance Group

If you’re concerned about the amount of insurance coverage for your primary residence, you may want to consult with an insurance agent serving Pearland, TX. Contact one of our agents when you’re ready.