Individual

• Prioritize your retirement goals
• Determine your income needs
• Identify issues and opportunities
• Recognize and manage retirement risks
• Identify potential strategies for addressing gaps
• Implement a retirement income strategy
• Monitor and update your strategy 

Business

Your business has unique and complex needs. That's why we work with you to customize business solutions that best meet the specific needs of your business. In addition, your financial advisor will work closely with you, your attorney and your CPA to help you meet the financial goals of your business.

Our Retirement Plan Services for Businesses

Based on the needs of your company and its employees, we can help you determine which employee retirement plans your business is eligible for as well as work with you and your professional tax and legal advisors to help you understand the advantages and disadvantages of your available choices. Our retirement plan services can also help you evaluate:

• Plans that help meet your organization's needs
• Plan administrators to handle the day-to-day record keeping and administration for the plan
• Investment structures that can offer your participants a variety of investment alternatives

We can also provide you a complimentary Plan Design Analysis.

Establishing & Managing Employee Retirement Plans

Whether you're a human resources manager, an owner of a closely held business or self-employed, establishing and managing a retirement plan is critical for the future of the business, your employees and yourself.

Types of Employee Retirement Plans

Regardless of the type of organization -- whether a corporation, partnership, S corporation, sole proprietorship or LLC -- a variety of employee retirement plan alternatives are available to you, including:

• Defined benefit plan
• Owner-only 401(k)
• Profit sharing plan
• SEP IRA
• SIMPLE IRA
• 401(k) (traditional or safe harbor)
• Cash Balance plans